3 out of 4 households in Australia have debt
3 out of 4 households in Australia have debt, and of those, 30% have accumulated debt more than 3 times their annual disposable income. It can be really challenging to …
Key things for investors to keep in mind during times of market turmoil
Key points Share markets have fallen sharply in recent weeks continuing the plunge that started early this year due to worries about inflation, monetary tightening, recession and geopolitical issues including …
What is gazumping and how to prevent it happening to you
Picture the scene. You’ve found your dream home—a short stroll to the local schools, close to a leafy park to walk the dog and on a quiet residential street with …
Scammers targeting victims through money recovery scams
Scamwatch is warning people to be aware of uninvited offers of help to recover money for an up-front payment, following a spike in reports of money recovery scams. These scams …
Say goodbye to tax troubles
Do you find yourself drowning in random receipts when EOFY comes around? Learn to lodge your tax return the easy way with these last-minute and longer-term tax hacks. Tax paperwork …
Saving for your first home seems impossible. Let’s help you get there sooner.
For anyone hoping to buy their first home the challenge can be daunting. Saving for a first home deposit can take many months or years, and often coincides with many …
Is my employer paying me the right super?
Billions of dollars in super contributions go unpaid every year. Here’s how you can find out if you’re getting paid what you’re owed and what you can do if you’re …
7 age pension traps to avoid
After a lifetime of hard work, it’s important you maximise your entitlements in retirement. So you need to structure your finances carefully to make sure you don’t lose your age …
Can infrastructure protect from inflation?
It’s an important question as prices rise around the world fuelled by soaring energy and commodity costs, supply chain constraints and a geopolitical retreat from globalisation. In Australia, headline inflation …
All about Wills and Probate
Probate is the legal process that occurs when dealing with a loved one’s will after their death. It can be difficult to know what’s involved with the process and the …
Volatility Bites: How Retirees can manage Jumpy Markets
The big issue for investors in or close to retirement, is risk. The 2020 COVID-19 share sell off and recent equity market volatility shows just how quickly share prices can …
New opportunities to grow your Super from 1 July 2022
Both older and younger Australians, as well as low-income earners, are set to benefit from some upcoming super opportunities. From 1 July 2022, there will be some changes made to …
Is this the end of the housing boom?
Everyone buying into the housing market hopes that their purchase will appreciate over time, while sellers want to pick the top of the market. Clearly the growth rates in the …
Investment Market Outlook: Volatility Rises, Value Emerges
With war in Eastern Europe, inflation surging and Covid lockdowns inhibiting industrial production in parts of China, investment markets faced a rising tide of volatility over the past quarter. Yet …
How much do I need in retirement?
How much you need to save for a comfortable retirement is a question many of us ask. While we all hope for a simple answer, how much money you need …
Economic update and market overview
Introduction Inflationary forces continued to intensify in key regions, which suggested interest rates could be raised more quickly and more aggressively than previously anticipated. Government bond yields continued to rise …
The RBA starts raising rates – how far and how fast? And what does it mean for investors?
The RBA has hiked the cash rate by 0.25% taking it to 0.35% and signalling more rate hikes ahead. We expect the cash rate to rise to 1.5% by year-end …
Your super checklist for EOFY
The lead up to 30 June can be a good time to maximise tax benefits that may be available to you inside super. Certain contributions, which we cover below, may …