There are a lot of different options out there when it comes to protection. So if you’re thinking of investing in protection — or are not sure if you even need it — it’s important to first get your facts straight before you make any big decisions. This is where a professional protection advisor can assist you.
AD Advisory® is situated in Sydney’s beautiful Lower North Shore. We specialise in providing advice around personal finance and also provide protection advisory services. If you’ve got questions about the right protection policy for you, then our protection advisors are here to help you make the right choice for yourself and your family. They can discuss your options with you, talk about the different types of protection that are available, and help you decide if you should invest in life protection to protect your and your family’s future.
Protection advice you can trust in Sydney
No one can predict what may or may not happen in the future. However, it is possible to plan for the future and to ensure that if something does happen, then you and your family will be protected. Protection acts as a safety net and can offer you and your family peace of mind.
The next question is simply what kind of protection do you need? There are plenty of websites out there that can compare different protection plans and point you towards the cheapest options available to you. This can act as a helpful starting point if you’re trying to get an idea of options and cost, but nothing can compare to having a real discussion with a professional expert.
By speaking with one of our AD Advisory® protection advisors, you can get a clear and thorough understanding of your options and which protection plan is right for you, no matter what your circumstances. From life protection to home protection, our protection advisors can help you determine which protection plan is right for you and how to maximise the return on your protection premiums.
Protect your family’s future with the right life protection advice
Are you thinking of investing in life protection? In Australia, there seems to be
some misunderstanding around life protection. While many Australians see life protection as important, only around half of Australians hold some form of life protection. For those that do hold life protection, many are underinsured. Being underinsured means that should something happen to you, then the payments from your life protection would not be enough to cover your family’s basic needs.
There are also two main types of life protection that you could opt into — whole life protection and term life protection. Term life protection covers you for a set period of time and expires if you live beyond the end date of the protection. Whole life protection does not have an end date. Generally, the policy’s cash value grows over time and can be withdrawn when it reaches a certain value.
Additionally, there are other types of life protection available. Permanent disability protection and critical illness protection may also be appropriate protection solutions in some situations.
Speaking to a professional protection advisor can help you decide which protection policy is right for you. It can also ensure that you get set up with a policy that won’t leave you underinsured. Our professional life protection advisors at AD Advisory® can provide you with the life protection advice you need to make an informed decision about your future.
Get advice on life protection in Sydney from the professionals
At AD Advisory®, we are able to provide our Sydney clients with a wide range of services, including protection advice. Our goal is to partner with you to offer tailor-made advice and provide customised financial plans that can help you make an informed decision about your future.
Some of our other services include:
- Investment planning
- Personal risk management
- Superannuation and self-managed super funds (SMSF)
- Debt advice
- Tax and accounting services
- Property conveyancing
If you would like to talk to one of our professional consultants about protection advice or any of our other services, please contact us. It would be our pleasure to help you plan and manage your financial wellbeing.