Economic Update
Australia: The Reserve Bank of Australia cut the official cash rate to a new historic low of 0.1%. The Treasurer released Australia’s latest Federal Budget. This was essentially a ‘no-surprises’ …
How to get Aged Care at Home
Older people who are struggling to live at home and take care of themselves often face a dilemma. Many don’t want to move into aged care accommodation, but they recognise …
Many Aussies in the dark about retirement
There’s always been a lot of unknowns when it comes to retirement but throw a global pandemic into the mix, and we’re feeling more uncertainty than ever before. Things we …
Nine keys to successful investing
Introduction As an investor it’s very easy to get thrown off by the ever-present worry list surrounding investment markets that relates to economic activity, profits, interest rates, politics, and so …
Preparing for retirement during Covid-19
Timing is everything. It’s true in comedy, and it’s also the case when it comes to retirement. After decades of work, moving to the next stage of your life is …
Responsible and ethical investing
If you’d like your money to make a difference to the world as well as to your future, ethical investing may be for you. Almost nine in 10 (89 per …
What you need to know if you deferred your loan repayments due to COVID-19
With the initial six-month deferral period coming to an end, lenders have started contacting customers who deferred their home and business loans due to COVID-19. Over the next month, Aussie …
Five reasons why this downturn and subsequent recovery are different
Key Points This economic downturn and recovery differs from those of the past in that: the downturn was driven by a government shutdown; fiscal and monetary support has been faster …
A Joe Biden Presidency
Implications for Investors and Australia Key points: The US election has been close and final counting as well as legal challenges could still upset the result, but the now highly …
Where do we stand with our finances since COVID hit?
Everyone in Australia has been affected by the COVID pandemic to some degree. With disruption to our work and social lives, it’s one of the biggest changes many of us …
How to make a financial plan
A financial plan can help you build wealth over time, aiding the protection of your financial future. If that sounds like a good idea, it could be good to find …
Aussies saving for a rainy day instead of a holiday
Not many people can say they’ve been unaffected by COVID-19. Whether you’ve lost work, had hours reduced or been fortunate to maintain employment, COVID has been a wake-up call for …
Six steps to building good financial habits
How financially secure do you feel? Recent research1 into Australians’ financial wellness – which is a person’s satisfaction with their current and future financial situation – revealed that people with …
Five tips for a better retirement
Retirement is an exciting time. It’s the long-awaited reward for a lifetime of work and, if you’ve planned it correctly, it heralds a life stage synonymous with relaxation and enjoyment. …
Five things to consider when saving for a house deposit
Before you can step onto the property ladder and buy your first home, you’ll likely have to do some serious saving to build up a deposit. Here are some things …
Federal Budget 2020 | What it means for you
Overview The COVID-19 pandemic has had a profound impact on Australia’s health system, community and economy. The Government has provided $257 billion in support to cushion the economic impact of …
Biden versus Trump – the US presidential election is looming as the next big event for investors
Key points The US election has significant potential to add to volatility in investment markets. A Trump victory will mean more of the same and would likely initially be more …
What to do next if you’re facing redundancy
Uncertainty around COVID-19 might be increasing your stress levels about losing your job, but here are five ways to soften the financial blow. 1. Which sectors have been hardest hit? …