When can you access your super?
Super is only for when you retire, right? Well not quite. There are a few times in life when you might have a valid reason to get hold of some …
The biggest financial mistake women are making according to an economist
We all know the story: women earn less than men. But even as society and employers work towards closing the gender pay gap, there’s another inequality that women face that’s …
The $3 billion money pot a million retirees mistakenly ignore One in four retirees could be thousands of dollars a year further ahead just by claiming one or more key government …
Caring for ageing parents
Some of us may help provide assistance to our ageing parents or other relatives in the future. That time may bring a range of emotional and physical challenges. Planning ahead …
How to grow your super before retirement
A super balance of $1 million is often presented as the magic number for a comfortable retirement. But most experts say it depends on your lifestyle and retirement expectations. Variables …
Financial goals guide 2025
Your future’s on the line. Don’t stay on hold in 2025. Is it March already? It’s time to start nurturing your future self by doing this one thing to get …
Seven secret financial habits of wealthy Australians you can copy
Ever wondered how the wealthy manage their money and what they do differently from the average Australian? New research* from Colonial First State (CFS) has uncovered seven secret financial habits …
Financial strategies for women over 50
Many women in their 50s are asking themselves: “How do I prepare for retirement without financial stress? Can I reduce my working hours or transition to a new career without …
Can a few extra dollars really make a difference?
Extra payments into super, no matter how tiny, can do a lot for your balance. It doesn’t have to be a regular amount or a big lump sum to make …
ASX reporting season: Look for earnings quality and strategic clarity
Earnings season is coming up for ASX investors. Following is what to look for… Companies face sustained pressure from high rates • JB HiFi and Wesfarmers’ Kmart focus …
Aged Care reforms 1 July 2025
The Government has legislated changes to the cost of residential aged care, for Australians entering care from 1 July 2025. A female aged 65 today has a 59% probability of …
Winding up an SMSF
There are no prescribed steps for winding up an SMSF, however there are a number of specific requirements that must be satisfied. Overview There are a number of reasons why …
What assets can you have before losing your Age Pension?
There are many benefits to receiving an Age Pension or even a part pension, but there are limits to what level of income or assets you can have, to be …
Using the bucket strategy to make your money last longer
How do you find the sweet spot between using your retirement savings to enjoy a comfortable standard of living, and investing so you won’t run out of money in the …
Understanding the difference between ESG, ethical and green investing
For many investors, the promise of ESG (Environmental, Social and Governance) investing has been evasive. Confusion around what “ESG Investing” actually is has led to many investors becoming disillusioned with …
Megatrends for 2025 and beyond…
Megatrends are long-term structural changes that affect the world we live in. Importantly, they shape communities but they also create investment opportunities and risks. Learnings from historical megatrends include: 1) …
The ins and outs of geared share funds
Geared share funds are high risk and high reward. When share markets are doing well, the returns can be very high, but the opposite is also true. We look at …
Economic update February 2025
Global The introduction of DeepSeek’s open-source R1 model shocked global markets in January, challenging our understanding of capex requirements and competition in artificial intelligence. Despite the DeepSeek rout, the MSCI …