Super changes that could affect you from 1 July 2022
The government has announced a number of changes to the super system could create opportunities for Australians of all ages. Here’s a rundown of what you need to know. More …
Should you merge your finances with your partner?
The pandemic has changed many aspects of our daily lives, and romance is no exception. While lengthy separations have led some relationships to end, other couples are choosing to move …
Should I invest my home deposit?
After another year of double digit growth, many first-time buyers have been left shaking their heads in disbelief. Even those looking to upgrade the family home are having to stretch …
Roughly 500,000 Australians plan to retire in the next 5 years.
According to the ABS, some half a million people intend to retire within 5 years. While many Australians will remain working until they can access their superannuation savings and/or the …
8 important money tips for when you land your first full-time job
If you want to ensure you’re getting the right amount of super and not paying more in tax than you have to, this list is for you. What you need …
You only retire once. Let’s get it right.
Retirement is an exciting time. It’s the long-awaited reward for a lifetime of work and, if you have the right plans in place, the chance to pursue your dreams free …
How to build an emergency fund when you’re on a budget
If there’s one thing the COVID-19 pandemic has shown us, it’s that the unexpected can happen at any time. And, while there are many things in life you can’t control, …
Get retirement ready, no matter your age
With Aussies living longer than ever, you could be spending many happy years in retirement. But did you know that to maintain your standard of living, you’ll need around two-thirds …
Family activities to do on a budget
Spending more than what you intended on is a familiar scenario for many people entertaining kids, whether that’s at the movies (you swear you’re bringing your own Maltesers and drink …
10 money conversations to have with your partner
If you have been together for a while though or are edging on making a big financial decision together, having the money talk could make a big difference to whether …
9 money tips if you’re having a baby
Starting a family or growing one can be exciting, but it can also be expensive. Here are some ways to prepare yourself financially. 1. Make sure you’re across medical expenses …
The 2022 – 2023 Federal Budget: What it means for you
This year’s Federal Budget covers a range of measures aiming to reduce the pressure from increased costs of living and help more people into homes. Note: These changes are proposals …
Share market Falls: What investors need to consider
Being more engaged with your super investments could help you make the most of the time you have to grow your wealth for retirement – and navigate share market falls. …
Why being responsible can be rewarding
The days when ‘green’ investors were the ones who cycled to see their adviser and carried home their investment brochures in a hemp bag are long gone (if they ever …
How to negotiate better work perks
Negotiating a pay rise or salary package is nerve wracking at the best of times, let alone during a pandemic. And, while you should always ask for what you think …
Here’s why you need to consolidate your super now / What is ‘stapled’ super?
New super rules introduced in November of 2021 mean employees are now ‘stapled’ to their existing superannuation fund, unless they choose otherwise. That’s why it’s more important than ever to …
Everything you need to know about medical examinations for life insurance
When you take out an insurance policy, the provider will determine how much you’ll be required to pay in premiums. This process, called underwriting, assesses the insurance risk, and usually …
Budget smarter with the 50/20/30 rule
New to budgeting? You may know how much money you make and have a rough idea of how much you spend. But do you know what you’re actually spending it …