New opportunities to grow your Super from 1 July 2022
Both older and younger Australians, as well as low-income earners, are set to benefit from some upcoming super opportunities. From 1 July 2022, there will be some changes made to …
Is this the end of the housing boom?
Everyone buying into the housing market hopes that their purchase will appreciate over time, while sellers want to pick the top of the market. Clearly the growth rates in the …
Investment Market Outlook: Volatility Rises, Value Emerges
With war in Eastern Europe, inflation surging and Covid lockdowns inhibiting industrial production in parts of China, investment markets faced a rising tide of volatility over the past quarter. Yet …
How much do I need in retirement?
How much you need to save for a comfortable retirement is a question many of us ask. While we all hope for a simple answer, how much money you need …
Economic update and market overview
Introduction Inflationary forces continued to intensify in key regions, which suggested interest rates could be raised more quickly and more aggressively than previously anticipated. Government bond yields continued to rise …
The RBA starts raising rates – how far and how fast? And what does it mean for investors?
The RBA has hiked the cash rate by 0.25% taking it to 0.35% and signalling more rate hikes ahead. We expect the cash rate to rise to 1.5% by year-end …
Your super checklist for EOFY
The lead up to 30 June can be a good time to maximise tax benefits that may be available to you inside super. Certain contributions, which we cover below, may …
Super changes that could affect you from 1 July 2022
The government has announced a number of changes to the super system could create opportunities for Australians of all ages. Here’s a rundown of what you need to know. More …
Should you merge your finances with your partner?
The pandemic has changed many aspects of our daily lives, and romance is no exception. While lengthy separations have led some relationships to end, other couples are choosing to move …
Should I invest my home deposit?
After another year of double digit growth, many first-time buyers have been left shaking their heads in disbelief. Even those looking to upgrade the family home are having to stretch …
Roughly 500,000 Australians plan to retire in the next 5 years.
According to the ABS, some half a million people intend to retire within 5 years. While many Australians will remain working until they can access their superannuation savings and/or the …
8 important money tips for when you land your first full-time job
If you want to ensure you’re getting the right amount of super and not paying more in tax than you have to, this list is for you. What you need …
You only retire once. Let’s get it right.
Retirement is an exciting time. It’s the long-awaited reward for a lifetime of work and, if you have the right plans in place, the chance to pursue your dreams free …
How to build an emergency fund when you’re on a budget
If there’s one thing the COVID-19 pandemic has shown us, it’s that the unexpected can happen at any time. And, while there are many things in life you can’t control, …
Get retirement ready, no matter your age
With Aussies living longer than ever, you could be spending many happy years in retirement. But did you know that to maintain your standard of living, you’ll need around two-thirds …
Family activities to do on a budget
Spending more than what you intended on is a familiar scenario for many people entertaining kids, whether that’s at the movies (you swear you’re bringing your own Maltesers and drink …
10 money conversations to have with your partner
If you have been together for a while though or are edging on making a big financial decision together, having the money talk could make a big difference to whether …
9 money tips if you’re having a baby
Starting a family or growing one can be exciting, but it can also be expensive. Here are some ways to prepare yourself financially. 1. Make sure you’re across medical expenses …