Get retirement ready, no matter your age
With Aussies living longer than ever, you could be spending many happy years in retirement. But did you know that to maintain your standard of living, you’ll need around two-thirds …
Family activities to do on a budget
Spending more than what you intended on is a familiar scenario for many people entertaining kids, whether that’s at the movies (you swear you’re bringing your own Maltesers and drink …
10 money conversations to have with your partner
If you have been together for a while though or are edging on making a big financial decision together, having the money talk could make a big difference to whether …
9 money tips if you’re having a baby
Starting a family or growing one can be exciting, but it can also be expensive. Here are some ways to prepare yourself financially. 1. Make sure you’re across medical expenses …
The 2022 – 2023 Federal Budget: What it means for you
This year’s Federal Budget covers a range of measures aiming to reduce the pressure from increased costs of living and help more people into homes. Note: These changes are proposals …
Share market Falls: What investors need to consider
Being more engaged with your super investments could help you make the most of the time you have to grow your wealth for retirement – and navigate share market falls. …
Why being responsible can be rewarding
The days when ‘green’ investors were the ones who cycled to see their adviser and carried home their investment brochures in a hemp bag are long gone (if they ever …
How to negotiate better work perks
Negotiating a pay rise or salary package is nerve wracking at the best of times, let alone during a pandemic. And, while you should always ask for what you think …
Here’s why you need to consolidate your super now / What is ‘stapled’ super?
New super rules introduced in November of 2021 mean employees are now ‘stapled’ to their existing superannuation fund, unless they choose otherwise. That’s why it’s more important than ever to …
Everything you need to know about medical examinations for life insurance
When you take out an insurance policy, the provider will determine how much you’ll be required to pay in premiums. This process, called underwriting, assesses the insurance risk, and usually …
Budget smarter with the 50/20/30 rule
New to budgeting? You may know how much money you make and have a rough idea of how much you spend. But do you know what you’re actually spending it …
The escalation in Ukraine tensions – implications for investors
Key Points Ukraine tensions have escalated with Russia ordering troops into Ukraine regions already occupied by Russian separatists. Share markets are at high risk of more downside on fear of …
What you should know about creating your will and estate plan
If you want to protect your family and assets, it’s worth documenting what you’d like to happen if you can’t make your own decisions later in life or if you …
Reducing financial stress
The Australian Institute of Health and Welfare recently released a report covering the impacts of COVID-19 on Australians during the first year of the pandemic. The report highlights that many of the measures …
5 minutes for 5 days – get your finances in order
New Year’s resolutions are such a drag, right? Whether it’s fitness, family or finances, the best laid plans rarely last beyond the first week of January. Life has a habit …
What is equity and how can I use it to invest?
Whether you’re looking to invest in property, renovate or pay off something big, borrowing against the equity in your home may be helpful, if you’re across the risks. The equity …
Should you use property to fund your retirement?
Superannuation, shares, property, cash, other investments; a dizzying number of options are available when it comes to living comfortably through retirement. Financial advisers often promote a diversified portfolio to reduce …
How does your pension live on after you die?
Account-based pensions offer a flexible and tax-effective method of drawing a regular income stream from superannuation. They are an essential part of your overall retirement strategy and are usually used …