Aussies saving for a rainy day instead of a holiday
Not many people can say they’ve been unaffected by COVID-19. Whether you’ve lost work, had hours reduced or been fortunate to maintain employment, COVID has been a wake-up call for …
Six steps to building good financial habits
How financially secure do you feel? Recent research1 into Australians’ financial wellness – which is a person’s satisfaction with their current and future financial situation – revealed that people with …
Five tips for a better retirement
Retirement is an exciting time. It’s the long-awaited reward for a lifetime of work and, if you’ve planned it correctly, it heralds a life stage synonymous with relaxation and enjoyment. …
Five things to consider when saving for a house deposit
Before you can step onto the property ladder and buy your first home, you’ll likely have to do some serious saving to build up a deposit. Here are some things …
Federal Budget 2020 | What it means for you
Overview The COVID-19 pandemic has had a profound impact on Australia’s health system, community and economy. The Government has provided $257 billion in support to cushion the economic impact of …
Biden versus Trump – the US presidential election is looming as the next big event for investors
Key points The US election has significant potential to add to volatility in investment markets. A Trump victory will mean more of the same and would likely initially be more …
What to do next if you’re facing redundancy
Uncertainty around COVID-19 might be increasing your stress levels about losing your job, but here are five ways to soften the financial blow. 1. Which sectors have been hardest hit? …
When your adult children become long-term residents in your home
There’s no question young people have been hit hard by the COVID-19 pandemic. From casual job losses to widespread hiring freezes, they’re on the front line. Experts fear the youth unemployment …
Why you need a Will
It’s no wonder people tend to avoid making a Will. We can find it hard to face the fact that death is part of our future and that there may …
The future of work – a new way of working
2020 will be the year that changed the way many people work. COVID-19 introduced both societal and organisational shifts, with businesses and their employees forced to adapt quickly to new …
Six ways to help reduce your debts before you retire
Carrying debt into retirement is something many Aussies will face, but the good news is there are a number of things you can do now while you’ve still got time …
How to keep your super safe during COVID-19
If you’re feeling concerned about how the pandemic will affect your super balance, here are our tips to help protect and grow your super. What can affect my super balance? …
Seven reasons why the trend in shares will likely remain up, albeit with bumps along the way
Key points Shares have had a strong run up from their March lows with US shares now at a record high. While shares are vulnerable through the seasonally weak months …
How to budget for your social life in retirement
If you’re in or approaching retirement, you may be prioritising things such as living costs, utility bills, health care and even potentially helping the kids out with their future financial …
Don’t let overspending be your undoing
Do you struggle to control your spending around your friends and family? If the urge to ‘keep up’ with a certain lifestyle is stretching your finances, it could be time …
Superannuation 101: Your guide to a happy retirement
Superannuation is a handy way of saving for retirement, so that you’ll have an income to live on once you’re no longer working. Your employer must pay a portion of …
Some ways to use your tax refund for a stronger financial future
Whether you breeze through tax time or dread the extra admin, receiving a tax refund makes the effort worthwhile. For many of us, getting a financial boost will be even …
Putting your own needs first
It’s a win-win idea. A parent sells their home to move in with their adult child’s family, providing cash for the deposit or renovations and helping with the mortgage and …